Daniel R. Amerman, CFA

Articles by Daniel R. Amerman, CFA

Riding a tiger is one thing. But getting off the tiger, without that tiger then whirling around and consuming you – now that is another thing altogether.

A short non-econospeak translation of the results of the March 17-18 Federal...
Most retirement account and other long term investors continue to follow the same financial strategies they've been following for decades, believing that the "science" of modern finance will reliably build wealth and security for them....
The Federal Reserve has a seemingly odd fear about the markets that may appear completely upside down to most investors – but this fear is so serious it is helping to determine the Fed's actions, even as it poses a potentially acute risk...
Sharp-edged Risk with a capital "R" has returned to the financial world as a result of Greek voters in overwhelming numbers electing the far left Syriza party and installing Alexis Tsipras as the new prime minister.

The investment world...
What is it that will actually determine: 1) how our retirement investments will perform, 2) at what age we will be able to retire, and 3) what our standard of living in retirement will be?

For the usual answers, we've been taught to...
The United States government is currently about $17.5 trillion in debt.  To place this number in perspective:  if we assume that only the above-poverty line households will be making net contributions towards paying this enormous...
The United States federal government currently has about $17.5 trillion in debt outstanding. What this means is that if the interest rate on that debt were to rise by even 1%, the annual federal deficit rises by $175 billion. A 2% increase...
Bail-ins are a new way of "rescuing" banks and other financial organizations that have been sweeping around the world, even as they rewrite the rules for investors and depositors. Bail-ins have already occurred in Cyprus with their...
There are two ways a nation can use economic growth to reduce budget deficits.  The first method is to participate in economic growth, with a growing economy increasing tax collections.  A second method is to raise taxes so...
It can be difficult to completely avoid a $5 trillion elephant in the middle of one's own living room. In an ironic twist, millions of people who are investing for retirement specifically to escape from dependence on Social Security...

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The Fourth Coinage Act of 1873 embraced the gold standard and demonetized silver, known as the “Crime of 73”