Daniel R. Amerman, CFA

Articles by Daniel R. Amerman, CFA

Martin Feldstein, who was chairman of the Council of Economic Advisors under President Reagan and is currently a Harvard professor, wrote an extraordinary editorial in the Wall Street Journal in which he strongly advocated that the Federal...
Housing prices and the associated REIT returns have worked very differently in the United States since the recession of 2001. The increasing financialization of the real estate markets by Wall Street, and the aggressive and unconventional...
Home buyers in every city and state have been benefiting from a powerful financial cycle for almost five years. Most people are not aware of this cycle, but it has lowered the average monthly mortgage payment for home buyers on a national...
Could a committee of unelected officials increase your household's share of the national debt by $60,000 in a single meeting? In normal times - they could not. However, these are not normal times, and any appearance of normality is...
Movies can have quite predictable plot lines that we know in advance - but we love them anyway. It could be a romance, where the girl is going to end up with the right guy through a series of improbable events, even though that looks...
"Compound interest is the eighth wonder of the world."

Albert Einstein

"My wealth has come from a combination of living in America, some lucky genes, and compound interest."

Warren Buffett

Compound interest is an...
The United States national debt is currently about $20 trillion, and the federal government is paying some of the lowest interest rates in history on that debt. The Federal Reserve has raised interest rates five times now, and is publicly...
In this analysis we will combine two "technicalities" that many people have probably never even thought about, and show how in combination and over the course of a retirement - they can completely change our day to day quality of life....
Most advice on long-term planning for retirement and Social Security benefits is based on the assumption that Social Security will fully keep up with inflation. As we are establishing in this series of analyses, the full inflation indexing...
There is a lot of advice out there about Social Security - most of which is based on Social Security being fully inflation indexed.

However, as we will establish in this first in a series of analyses, Social Security is only partially...

Pages

Fed has done all it can to fix US economy's non-structural issues, now it must hike rates